Westpac, rates drop prediction

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Interest Rates Momentum is building for official interest rate cuts with Westpac’s Bill Evans becoming the first of the big four bank economists to predict the Reserve Bank of Australia will move as early as February. Mr Evans said cuts were needed after a “shocking” set of n

should you fix your interest rate

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You can be better off with fixing your rate half the time according to the below article I cam across. Remember, there is no right or wrong with fixing. It comes down to your risk tolerance, that is all, do you need to know what you are paying next month and next year? “Researcher Canstar, […]

rent versus buy

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A few months ago I wrote an article for the Financial Review Smart Investor discussing whether it was better for wealth creation if one was to rent and buy investment properties or purchase an owner occupied premises then later on purchase an investment. I concluded it was better to consider ren

Line of Credit and Offset Account

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Line of Credit and Offset Attached is a link to a Line of Credit and also an Offset account. I contributed to the LOC article. It highlights that clearly an Offset Account is better. A LOC is dangerous in the wrong hands. http://www.realestate.com.au/blog/explainer-loc-line-c

positive credit reporting

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Positive credit reporting (part 1 of 4 due to limit of test here) Mortgage Brokers Many brokers are not aware what this will mean for their clients as very little has come about as yet. There are 4 main levels of credit reporting which lenders can choose to partake in. The potential

Positive credit reporting

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check out my article in the Adviser Magazine Blog http://www.theadviser.com.au/blog/30032-what-does-the-future-hold-for-positive-credit-reporting

fixed rates

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This is an interesting article in property observer “It appears that the floor hasn’t been seen for some home loan products, with Greater Building Society cutting their fixed rates on two, three, four and five year fixed rates for its packaged home loan, the Ultimate Home Loan

Hawaii

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I attended a conference in Hawaii last week. Leaving Melbourne on Wednesday at 10pm from Sydney I arrived at 10am Wednesday in Hawaii, 21 hours behind. A couple of clients joined me, we relaxed by the beach all of Wednesday and had some Pina Coladas. Thursday we went scuba diving in the

Money Magazine

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Money Magazine An extract of one of the chapters in my soon to be released book was published in the February edition of Money Magazine. Property Strategy

property advice seminar

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Solving the Property Puzzle has been published! Check it out here: http://www.eventbrite.com.au/e/solving-the-property-puzzle-tickets-10486388069 (http://www.eventbrite.com.au/e/solving-the-property-puzzle-tickets-10486388069) Come along and join us. You just need to register. It wil