Negative Gearing

Negative Gearing and Capital Gains Tax (CGT) discount Is negative gearing and the CGT discount the problem? It is fair to say that many firms and commentators and polarized on this issue. Everyone has an opinion, many come from a position of the ill-informed. There are so many considerations here it is remiss of anyone […]

Moving toward no aged pension in the future

Nationally, the problem that needs to be solved is inequity, so more people can have a dignified life, rather than working until the age of 80 then preparing to die. We have all heard and begun to believe that there may not be a pension in 20 years time. I believe there will be, but […]

Interest only loans: what you must know

Interest only (I/O) For a period of time, usually 5 years, the borrower only has to make interest repayments on the mortgage, and does not need to pay back any of the money borrowed during that time. Many if not most investors do this for all their investment properties to aid them in building a […]

The living expense calculation that could see you lose your investment deposit and inhibit you borrowing more money

More than 1.5million Australians have borrowed money to invest in property, and one of the greatest concerns emerging for investment borrowers, and the brokers submitting deals on their behalf, is the changing assessments of investment borrowing. Thanks to the living expense calculation now carried out by more and more lenders, many would-be-borrowers are failing to […]

State of Australia’s investment property market

There are three topical issues with the property investment landscape in Australia. Property Boom; leading to an increased risk of a future price correction, some attention seekers are calling this a “Bubble” Lack of affordability for First Home Buyers in central areas Rising household debt, primarily, dangerous exposure to high ‘investment purpose’ debt This article […]

Aged pension

Importance of Property Investing I wrote in my book that I fail to see how the government will afford to support people in retirement in the future and the feeling of entitlement many have for the pension will forcibly be tempered with the reality that it just won’t happen. People re

Property Observer article

I came across this article in Property Observer by Terry Ryder and really enjoyed reading it. It sums up the scenario that there are many out there that like to have their two cents worth to add to the media, much of which proves to be wrong, and full of hot air. Great stuff Terry

Do you want to know where to buy?

Most marketing companies represent specific and limited numbers of developers and thus may be considered vendors agents. If you would like someone who represents the buyer/ investor and has a client best interest approach then contact Australian Property Advisory Group.

Journalism on life support by Terry Ryder