first home buyers

This is part 2 to the last post I did, and contradicts to some degree, the last post, you will see a trend in the media, that everyone has an opinion. No opinion is completely wrong or completely right necessarily. One thing that is completely wrong is using Sydney as the benchmark of National affordability […]

Millenials, affordability for property and first home buyers

The below article’s perspective is very interesting, often people like to compare other countries to make a point that the Millenial generation and generation Y’s income and affordability are tough here versus other countries, but this is very one dimensional. You must consider all the information.   Sydney Real Estate Is ‘Cheap,’ And There Is No […]

Interest rates: must read: Property Finance Made Simple

What is in store for borrowers: Anyone with an interest only loan, whether on an investment property or their own home, a high level of debt against a property they own, or any investment loan will start to face climbing interest rates. The risk is obvious, many people have foolishly taken on too much debt, […]

APRA sounds alarm on commercial property risks

Following a recent review, the prudential regulator has today warned that many banks have fallen “well short of expectations” regarding portfolio controls for commercial property.   https://www.smeadviser.com.au/news/64-apra-sounds-alarm-on-commercial-property-risks?utm_source=SME%20Adviser&utm_campaign=10_03_17&utm_medium=email&utm_content=2   Commercial property is a good strategy worth considering. Stay tuned for my new article soon to be published in a business journal, on commercial property

Fractional investing, which allows people to buy slices of real estate without having to stump up hundreds of thousands of dollars

  A NEW breed of property investing in Australia is expanding into other money-making areas, including offshore. Fractional investing, which allows people to buy slices of real estate without having to stump up hundreds of thousands of dollars, is growing rapidly as investors search for ways to benefit from rising property prices.   This may […]

Australian Property and Lending: Avoid Property Marketing Companies

My new book Property Finance Made Simple has taken off, and one of the parts of the earlier chapters is on affordability and tightening of lending in Australia. I wanted to take the opportunity to share with you an article that came across my desk this week on a unique perspective into the impact of […]

Negative Gearing

Negative Gearing and Capital Gains Tax (CGT) discount Is negative gearing and the CGT discount the problem? It is fair to say that many firms and commentators and polarized on this issue. Everyone has an opinion, many come from a position of the ill-informed. There are so many considerations here it is remiss of anyone […]