This Privacy Policy (“Privacy Policy”) describes the commitment to your privacy on the part of Australian Property Advisory Group (referred to collectively as “APAG,” “we” and “us”).

Persons or parties covered

This Privacy Policy applies to all visitors to any APAG owned website (the “Website”), all subscribers to APAG-sponsored lists and/or newsletters (whether paid or unpaid), all members and/or affiliates of memberships or membership sites sponsored by or owned by APAG (whether paid or unpaid), all affiliates of any site sponsored or owned by APAG (whether paid or unpaid), and all customers that purchase products and/or services via the Website or otherwise from APAG. Persons who visit or view the Website, whether intentionally or unintentionally, whether solicited or unsolicited, are referred to herein as “Visitors” and are subject to this Privacy Policy.

Subscribers to APAG-sponsored lists and/or newsletters are referred to herein as “Subscribers” and are subject to the Privacy Policy. Persons who join an organization or marketing endeavour (e.g. “affiliates”) promoted by and through the Website, or otherwise by APAG are referred to herein as “Members” and are subject to this Privacy Policy. Individuals that order attempt to order or receive products and/or services that are sold, advertised on or delivered from the Website, or otherwise by APAG, even at no cost, are referred to herein as “Customers” and are subject to this Privacy Policy.

If you are a resident of the State of Victoria and would like to opt-out from the disclosure of your personal information to any third party for marketing purposes, please e-mail us at: support@apag.com.au. Please be advised that where Victoria residents opt-out from permitting their personal information to be shared, such individuals may still receive selected offers directly from us, in accordance with the law.

Revisions to this privacy policy without notice

We reserve the right, in our sole discretion, to change, modify, add and/or remove portions of this Privacy Policy at any time. All Privacy Policy changes will take effect immediately upon their posting on the Website. Please check the Website periodically for any changes. Your continued use of the Website and/or acceptance of our e-mail communications following the posting of changes to this Privacy Policy will constitute your acceptance of any and all changes.

Customer email or testimonials

If you are a Customer and you send an email to APAG, or if you communicate with APAG by phone or U.S. mail, APAG shall collect information about your communication and by communicating with APAG, you give your permission for APAG to collect, archive, retrieve and otherwise use any information collected as APAG sees fit.

Any communication, which, in its sole discretion, APAG deems to be a testimonial, may be publicized for commercial purposes.

Information obtained from voluntary visitor, subscriber, member or customer Surveys

Unless otherwise specified in the survey, you must assume that any information provided to APAG as part of a survey in which you participate may be used as set forth herein below.

Information obtained from electronic means and cookies

home_twoWe may collect certain non-personally identifiable information about you when you visit many of the sections of the Website. This non-personally identifiable information includes, without limitation, the type of browser that you use (e.g., Netscape, Internet Explorer), your IP address, the type of operating system that you use (e.g., Windows or Mac OS) and the domain name of your Internet service provider (e.g., Telstra, Optus). We use the non-personally identifiable information that we collect to improve the design and content of the Website and to enable us to personalize your Internet experience. We also may use this information in the aggregate to analyze Website usage, as well as to offer you products and services. We also reserve the right to use aggregate or group data about our Visitors for any and all lawful purposes. Aggregate or group data is data that describes the demographics, usage and/or characteristics of our visitors as a group. By visiting and/or supplying your personal information at the Website, you agree to allow us to provide such aggregate data to third parties.

“Cookies” is web jargon for bits of computer code placed on your hard drive. The Website uses cookies to keep you ‘logged in,’ to keep track of search criteria, to monitor use, to password protect use of the Website and/or to track use of products and/or services sold by and through the Website. Even in the case where a Visitor rejects a cookie, they may still use our Website. The only drawback to this is that the Visitor may be limited in what he/she can access in some areas on our Website. Cookies can also be used to obtain information about your computer configuration or your use of your computer. To find out more about cookies, including how to disable and/or remove cookies, please visit www.cookiecentral.com.

Opt-out/unsubscribe

When you submit personally identifiable information to us at the Website, you have opted-in to the sharing of your personal information with third parties to receive marketing communications. When contacted by any of these companies or third parties, you should notify them directly of your choices regarding their use and sharing of your information. To opt-out of having your information shared with third parties, please notify us by email at support@apag.com.au. To stop receiving future e-mail communications from APAG, please notify us by email at support@apag.com.au. APAG may maintain separate e-mail lists for different purposes. If e-mail recipients wish to end their e-mail subscription from a particular list, they need to follow the instructions at the end of each e-mail message to unsubscribe from the particular list. To unsubscribe from all APAG e-mail lists, please notify us by email at support@apag.com.au.

Data security

All collected information is stored in a technically and physically secure environment. When our registration/application process asks users to enter sensitive information (such as CREDIT CARD number), and when we store and transmit such sensitive information, it is encrypted and protected with SSL encryption software. While we use SSL encryption to protect sensitive information onl-ine, we also do everything in our power to protect sensitive information and other personal information off-line. Unfortunately, no data transmission over the Internet, or otherwise, can be guaranteed to be 100% secure. As a result, while we strive to protect your sensitive information and other personal information, we cannot ensure or warrant the security of any information that you transmit to us, and you do so at your own risk.

Once we receive your transmission, we make reasonable efforts to ensure its security on our systems. Access to this personal information is strictly limited, and not accessible to the public. All of our users’ personal information, not just sensitive information, is restricted in our offices. Only employees who need the information to perform a specific job are granted access to personal information. Our employees are dedicated to ensuring the security and privacy of all APAG user personal information. Employees not adhering to our written firm policies are subject to disciplinary action. In compliance with applicable federal and state laws, we shall notify you and any applicable regulatory agencies in the event that we learn of an information security breach with respect to your personal information. You will be notified via e-mail in the event of such a reach. Please be advised that notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and to engage in remedial measures.