Many borrowers (particularly investors) are mad, they have exposed themselves to large amounts of debt, just because at a moment in time rates are low, without sufficient consideration for future cost of debt. Rates will rise again. Interest only and investment loans are case in point. Lenders borrowing capacity calculators have changed significantly, making it […]
This below article was in the Sydney Morning Herald on Oct 13 by Nancy Yeates I believe the following: With the continually changing lending landscape, investors could add fuel to the alleged fire of a property bubble. Whilst I don’t believe property prices have led to any bubble being present, increased exposure to large amounts of […]
Consumers often fail on many fronts when it comes to securing their future. Often it is due to being less than adequately educated on these matters. This article highlights how uneducated people actually are when it comes to their home loan, and how a few simple questions can save them potentially hundreds of thousands of […]
This is an interesting article, which reinforces why I wrote my book Property Finance Made Simple. (https://lnkd.in/gmUVA-e). Use a mortgage broker, do not go direct to a bank. Too many people continue to demonstrate naivety by going direct to a bank for a mortgage instead of using the services of a good mortgage broker. This […]
Property investing options for small business owners By Andrew Crossley – May 4, 2017 0 26 There is often a misconception out there that if you are a small business owner, lenders will scrutinise you and would be less likely to assess your loan application favourably. The good news is there are several solutions […]
More tips to get the loan you want. Another extract from my new book Property Finance Made Simple
Published in Homes to Love.
Author : Andrew Crossley
When applying for a loan it can be a time consuming process but there is a simple way to go about it. There are a number of things you can consider in order to increase your preparedness, awareness and credit worthiness.
I great article to help first home buyers, investors, and people wanting to refinance. An extract from my book Property Finance Made Simple
Interview on property finance for renovations, and talking about how my book, property finance made simple, will assist anyone who wants to buy a house or borrow against their property.
This is part 2 to the last post I did, and contradicts to some degree, the last post, you will see a trend in the media, that everyone has an opinion. No opinion is completely wrong or completely right necessarily. One thing that is completely wrong is using Sydney as the benchmark of National affordability […]
The below article’s perspective is very interesting, often people like to compare other countries to make a point that the Millenial generation and generation Y’s income and affordability are tough here versus other countries, but this is very one dimensional. You must consider all the information. Sydney Real Estate Is ‘Cheap,’ And There Is No […]